Privacy Policy

Effective Date: June 23, 2026

1. Introduction

Covrable ("we", "us", or "our") operates the website covrable.com (the "Service"). This Privacy Policy explains how we collect, use, share, and protect your information when you use our Service.

2. Information We Collect

We collect information you voluntarily provide when requesting insurance quotes, including: name, email address, phone number, postal/ZIP code, date of birth, vehicle information, property details, health information, business information, and other coverage-specific information needed to generate quotes. We also automatically collect: IP address, browser type, device information, referring URL, pages visited, and time spent on pages.

3. How We Use Your Information

We use your information to: match you with licensed insurance agents and carriers, provide and improve our Service, communicate with you about your quote requests, comply with legal obligations, and detect and prevent fraud.

4. TCPA Consent

By submitting a quote request, you expressly consent to be contacted by Covrable and participating licensed insurance agents and carriers at the telephone number and email address you provided — including via automated dialing systems, prerecorded messages, artificial voice messages, and SMS/text messages — even if your number is listed on a Do Not Call list. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time by contacting us or replying STOP to text messages.

5. Sharing With Insurance Partners

We share the information you submit with licensed insurance agents, carriers, and brokers in our network so they can provide you with quotes. These partners are subject to their own privacy policies. We do not sell your information to non-insurance third parties for unrelated marketing purposes.

6. Cookies and Analytics

We use cookies and similar technologies to improve our Service, analyze traffic, and understand user behavior. We use Google Analytics and similar tools. You can disable cookies in your browser settings, though some features of the Service may not function properly.

7. Data Retention

We retain your information for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. You may request deletion of your data by contacting us.

8. California Privacy Rights (CCPA/CPRA)

California residents have the right to: know what personal information we collect, request deletion of personal information, opt out of the sale or sharing of personal information, correct inaccurate information, and limit use of sensitive personal information. To exercise these rights, contact us at privacy@covrable.com. We will not discriminate against you for exercising your privacy rights.

9. Security

We implement reasonable security measures to protect your information. However, no method of transmission or storage is 100% secure.

10. Children's Privacy

Our Service is not directed to children under 18. We do not knowingly collect personal information from children.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page with a new effective date.

12. Contact Us

For privacy questions or to exercise your rights, contact us at privacy@covrable.com.