Texas Insurance

Insurance quotes in Texas — every coverage type, every major city

Texas drivers, homeowners, and business owners face unique risks — and unique rates. Compare free quotes from licensed Texas agents in 2 minutes.

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The Texas insurance market

Texas is one of the largest and most complex insurance markets in the country. Drivers pay about 8% more than the national average for auto insurance. Homeowners pay nearly double the national average due to hail, hurricanes, and flooding. Texas is the only state where workers' compensation is optional for most employers, and the only state with its own windstorm insurer (TWIA) for coastal counties. Whatever coverage you need, comparing quotes from multiple Texas carriers is the most effective way to find the right policy at the right price.

Find auto insurance in your Texas city

We support all 10 coverage types in every city below — auto is shown here. Browse a coverage type above to see the full list.

Texas insurance by the numbers

$1,950
Avg. annual auto premium
$2,800+
Avg. annual home premium
20%
Uninsured driver rate
#1
State for hail damage

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